Stop Guessing
Your Money.

Track your income, spending, business finances, payroll, and taxes — all in one place. Finally know where you stand, what you owe, and what you can safely spend.

Most people only check their bank balance. Erin shows you the full picture.

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Erin App - Personal finance, business accounts, and tax filing

You're not bad with money.
You just can't see it clearly.

You earn… but don't know where it goes

You run a business… but finances are scattered

You get paid… but forget subscriptions and expenses

You invoice clients… but tracking payments is messy

Tax season comes… and it's panic every time

Erin is not another finance app.
It's how you finally understand your money.

Know What You Can Spend — Without Worry

Every week, Erin shows you something most people never see clearly:

What you made

What you spent

What you owe (tax)

What's actually yours

No guessing

No surprises

No last-minute panic

Erin Safe to Spend - Know what you can spend without worry
Everything You Need

One App for Personal, Business & Tax

From tracking daily expenses to filing your taxes — Erin handles it all.

Safe to Spend

Know exactly how much you can spend after bills, subscriptions, and goals.

Subscription Tracker

Track all subscriptions. Get alerts before they renew.

Spending Insights

AI-powered analysis of where your money goes.

Receipt Scanning

Snap a photo. We extract the details automatically.

P&L Statements

Real-time profit and loss that updates automatically.

Professional Invoicing

Create, send, and track invoices effortlessly.

Payroll Management

Calculate salaries, PAYE, pension, and NHF.

Tax Calculators

PAYE, VAT, CIT calculators with 2026 rates.

NEW
MANDATORY

NRS E-Invoice

Generate compliant e-invoices with IRN and QR codes.

NEW

36 States Tax Support

PAYE and levies for every Nigerian state.

NEW

Auto Tax Filing

File VAT, WHT, PAYE directly to FIRS.

NEW

WHT Certificates

Track and generate withholding tax certificates.

📊New: Insights & Wrapped

Your money has a story.
Erin tells it — weekly and monthly.

Get smart spending summaries, category breakdowns, and shareable Wrapped cards — so you always know where your money went.

See Insights →

Get Started in Minutes

1

Sign up and set up your profile

2

Add or import your income, expenses, and business data

3

See your full financial picture instantly

The problem isn't tax.
It's not knowing you owe until it's too late.

Erin tracks your transactions and calculates your tax obligations in real time.

So instead of guessing…

You know what you owe

You prepare ahead

You avoid costly mistakes

NRS E-Invoice mandatory from July 2026

Stay Compliant. Avoid Penalties.

Nigeria's tax landscape is changing. Erin keeps you ahead with automatic compliance for federal and state taxes — features no other app offers.

MANDATORY

NRS E-Invoice

Generate compliant e-invoices with IRN and QR codes. Mandatory for medium taxpayers from July 2026.

Learn more
NEW

36 States + FCT

Calculate PAYE, Business Premises Levy, and Development Levy for every Nigerian state.

Learn more
NEW

Auto Tax Filing

File VAT, WHT, PAYE, and CIT returns. Export directly for TaxPro-Max submission.

Learn more
NEW

WHT Certificates

Track withholding tax by recipient. Generate certificates for 5% goods and 10% services.

Learn more

Features You Won't Find in Carbon, PiggyVest, or Cowrywise

NRS E-Invoice Generation
State-by-State Tax Rates
TaxPro-Max Export
WHT Certificates
PAYE for 36 States
Auto Tax Filing
See Full Comparison

Built for How You Actually Make Money

Salary earners
Freelancers & side hustlers
Small business owners
Growing businesses
Teams managing payroll
Mid-sized companies needing structure

Get In Early

Personal Plan

₦49K

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Business Plan

₦69K

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Best Value

Lifetime Access

₦99K

Get Started

Lock in early pricing

Grow with the platform

Built for Nigeria 🇳🇬

Designed for African financial realities

Your data is secure

Human support when you need it

Questions

Stop Guessing.
Start Knowing.

Clarity. Control. No more surprises.

Get Started